Saturday, January 5, 2008

You Can Find A Stay At Home Business That Suits You With Three Simple Questions

Brought to you by: W Brumm

You Can Find A Stay At Home Business That Suits You With Three Simple Questions

The ability to stay at home is increasing rapidly as new opportunities appear constantly. Positions from sales representative opportunities to customer service and more. Finding the stay at home career that suits you can be as easy as asking yourself three simple questions. What do I truly enjoy doing? What amount of money or what is my budget for this business? What resources and tools do I have at hand, that can be applied toward the business? Asking these three questions will allow you to narrow down which field or areas of home business would best suit your interests as well as your personal needs.

Job Enjoyment
If you do not enjoy the job field you are in, over time you will begin to regret your job choice. It will become displeasure to go to work each day. The dissatisfaction of your job will lead to a decline in attitude and personal happiness, which can affect your relationships with family and friends as well as co-workers. Your job performance will also lack due to this feeling of dissatisfaction. Allowing yourself to understand what areas of work or business you enjoy will allow you to enter a job position knowing that this is a career you can perform every day and it will not lead to total dissatisfaction. There are always days were we do not feel like going to work even if we are in a dream job, but an enjoyable position is a must for job longevity.

Business Budget And Income Levels
When entering into a home business you have to take the necessary time required to thoroughly study your budget and income needs. You need to have enough savings to live within the means required to pay your bills, purchase personal items such as food and any other needed items for a minimum of three months. This allows enough time for your business to become established and to provide a flow of income. You also have to understand the required amount of funds needed to begin your business. What is the cost of materials, advertising, web hosting and so on? You want to provide an adequate amount of funding for each area of your business thus allowing a sturdy base for your business to be built upon. The majority of home businesses fail within the first year often due to lack of budgeting.

Resources and Tools
You also have to take the time to consider what tools or resources that you may possibly already have on hand. Consider computers, Internet access and a home phone line. These items are generally already on hand and in use daily. With these three tools you can begin the majority of home businesses that are available.

Once you have the answer to each of these questions you will be able to make the most knowledgeable choice for your home business. This will allow you to begin your business by putting your best foot forward on solid ground. By taking the necessary time to prepare for your stay at home job, will ensure that your business can thrive and succeed.

W Brumm is the owner of CashDr.net and writes on a variety of subjects. If you are interested in this topic it is recommended you visit: CashDr.net

Looking for a site that has reviewed just about every product and services? Visit: Bettermode.com

Working with Different Bosses

Brought to you by: W Brumm

Working with Different Bosses

If you work for two or three different bosses, it can be complicated when talking to them about projects, asking for time off, or when you need to complain or suggest ways to improve tasks in the office. Because there are egos involved, the best way to approach the situation is by being professional at all times. While this may mean extra stress for you during the day, approaching situations carefully can improve the overall stress level in the office. The important thing is to remember that you are not alone and that others in the office are dealing with the same issues.

One of the best ways to deal with multiple bosses is through email. Sending mass email to everyone at once when there is an issue in the office is one way to ensure that everyone is involved. Bosses who feel left out may become angry and take it out on you, so by emailing all bosses at once, you are maintaining an even playing field. You will also be promoting open communication, which will improve how information is given so projects can move ahead smoothly.

Keep in mind that each boss you have has a different personality. While some are better at managing people, others are better at research and meeting clients. You will have to adapt to how each of your bosses react to projects you are working on and remember not to take anything personally. If you have a disagreement with one of your bosses, it is best not to discuss with other bosses. If your company has an HR department or company counselor, you should discuss the matter with them first. Maintaining a professional attitude at work can help you excel in your career and prevent you from being labeled as someone who spreads rumors and gossip about others.

Maintaining a good working relationship with everyone in the office can help your career in many ways. If you are given a promotion, you may be working more closely with your bosses, you may have additional responsibilities such as managing teams, and you may have to make decisions that are not always easy to make. Having a good working relationship with everyone can make doing your job much easier in the long run. Even though you will have bad days at work, if you maintain a positive attitude, your chances for success are much greater.

Once you understand how to work with the people in your office, your job will become easier. While you may not enjoy everyone's company, you will be able to get your job done. Because bosses come and go, you may have to work with a variety of people. By understanding where they are coming from, you will be able to maintain a peaceful working environment. If you feel that working for more than one boss is too difficult, you may be able to get a transfer to another department, or you may have to look for a new job. Depending on your own personality, you may want to work independently or you may enjoy working with a variety of people.

W Brumm is the owner of CashDr.net and writes on a variety of subjects. If you are interested in this topic it is recommended you visit: CashDr.net

Looking for a site that has reviewed just about every product and services? Visit: Bettermode.com

Worker’s Compensation and What You Need to Know

Brought to you by: W Brumm

Worker’s Compensation and What You Need to Know

If you’re getting into small business entrepreneurship for the first time, you’ll need to know the ins and outs of the Worker’s Compensation program. This program is available and mandatory for most businesses to carry in the event that one of their workers is hurt on the job. In these instances, it falls to the business to pay the medical bills, and without Worker’s Compensation, just one incident could be enough to sink a new company. The Worker’s Compensation insurance not only covers the cost of trips to the hospital, but follow up doctor’s appointments, prescription drugs, and even surgeries that may be called for in the event of an accident. Though Worker’s Compensation can be costly, it is there to protect the small business owner from lawsuits. If an employee signs on with Worker’s Comp (which you should provide and make mandatory for all your workers), he essentially waives his right to bring legal action in the event of an accident.

The Worker’s Compensation program was started in the early years of the twentieth century when work related lawsuits were getting out of hand. Enormous settlements, far exceeding what was required for medical expense, were being handed out as punishments to companies for failing to provide safe work environments. Not only was this disastrous for small businessmen, but it usually resulted in workers being fired and even blacklisted in some instances from the industries they used to make a living.

Of course, the current system of Worker’s Compensation has more than its share of detractors. These people argue that the mandatory program provides another reason for larger corporations to outsource much of their work to offshore factories in order to avoid both the chances for lawsuits and the program’s premiums. Others argue that these corporations will find reasons anywhere to hire cheap labor from other countries, and the Worker’s Comp reason is just another excuse. On the other hand, even small business owners have their problems with the system, and some of them argue that the premiums are too high and make it difficult for new businesses to hire a workforce at a reasonable salary.

There are also increased movements toward privatizing Worker’s Compensation, rather than having it available through the government. Already a couple of states have adopted private funds for Worker’s Compensation insurance, which has lowered the cost of premiums and given in turn better care for the workers themselves. While some insist that a program this important should be left in the hands of the state governments, others disagree, pointing to examples where competition based insurance programs provide the best of both worlds to both employees and businesses.

Whether the future provides for a continuation of the trend in privatization or a full scale reform of the system as a government program, Worker’s Compensation is not going anywhere. If you are starting your own business, familiarize yourself with the requirements for your district and state and make sure to budget accordingly. There are sometimes differing levels of insurance depending on inspections of your workplace and the nature of your business, so take advantage of any programs you can use to keep costs low.

W Brumm is the owner of CashDr.net and writes on a variety of subjects. If you are interested in this topic it is recommended you visit: CashDr.net

Looking for a site that has reviewed just about every product and services? Visit: Bettermode.com

Work from Home for Fun and Profit

Brought to you by: W Brumm

Work from Home for Fun and Profit

More and more people are catching on to the wonderful opportunities that exist through the internet to make money being creative, selling junk they have lying around the house, and doing a myriad of other things that can bring in extra income. While few of these internet businesses will bring in enough cash to let you quit your day job, they are perfect if you would like a little more money to supplement your salary. Best of all, the range of internet based jobs is so vast, virtually anyone can find a business that caters to their talents and/or interests. In this article, we’ll take a look at some of the more popular ways people are making more money from home.

The internet has created a demand for well written content. If you have always wanted to make money writing articles, this may be your chance to jump in and test the waters. Websites need a consistent flow of new content in order to rank well in the search engines and bring visitors back to their sites. They are willing to pay for this content, if you are willing to supply it. There are several ways to go about getting into this burgeoning industry. One way is to get an account at a freelancer job board and browse the listings. Website owners will place job needs on these websites and freelancers will bid for the job. There are also specific content websites that allow you to post your content, and webmasters will then purchase it directly from the site itself.

If writing isn’t your thing, but you are creative-minded, you might give some of the T-Shirt and crafts websites a try. These websites let you use Photoshop to create designs and logos, which you can then sell on a variety of products, from coffee mugs to hats to shirts. These sites usually take the majority of each sale, but they are also covering the costs of production, so it’s only fair.

And then of course there are the auction sites. Plenty has been written about how to make money with these sites, to the point where a rehash would be superfluous and beyond the scope of this article. The best way to start is to simply find things around your own house that you no longer want or need. Instead of letting these things collect dust or throwing them out with the trash, list them at the auction sites and see what you can get out of them. You may be surprised. If you find you like the process, read up on the selling strategies of those who have been successful and follow in kind.

The internet is constantly opening up new avenues for those who want to make money working from home. If you don’t like any of the existing models, nothing is stopping you from creating your own. The owners of eBay are making more than any seller, so if you have a great idea for a money making website, jump in with both feet and make it happen.

W Brumm is the owner of CashDr.net and writes on a variety of subjects. If you are interested in this topic it is recommended you visit: CashDr.net

Looking for a site that has reviewed just about every product and services? Visit: Bettermode.com

Why Does Your Business Exist? Letting Others In on Your Secrets

Brought to you by: W Brumm

Why Does Your Business Exist? Letting Others In on Your Secrets

You’re standing out in front of your company, letting the noonday sun shine on your face as your smile stretches from ear to ear. You finally did it. You made your dream come true. You are the proud owner of your very own business. Perhaps you were struck with the idea in the middle of the night several years ago, and couldn’t believe providence had favored you with such a tremendous plan. Maybe your business is the culmination of several years of concerted research and advice from others in the industry. Whatever the case may be, you couldn’t be prouder. Your dream is alive. Unfortunately, no one else knows. Well, sure your freinds and family know about it (though even a few of them look at you cockeyed whenever you try to explain your–admittedly different–plan of success). But what about your potential customers? How will they find out about your baby?

A great way to start to let people know about your business is to get recommendations and testimonials from respected members of your community. These people don’t need to be famous, even on a local level. As long as they are established professionals, their seal of approval can do wonders for your business. As an example, let’s say you are providing counseling services for underpriveleged teens. If you can get a local reverend or a respected social worker to recommend your service, you’ve won a major battle. This will immediately make you legitiamate to the community at large. How you make this recommendation known is up to you, but you should definieltly let people know about it. For best results, choose the least obnoxious way possible.

If your community has fundraisers and other public events for charity, consider putting up some moneuy to sponsor either the event or some of the participants. This can not only get your business’s name out there, but it connects it with a positive image. It can also be used as a tax write off at the end of the year. Another thing that’s great about sponsoring charity events is the chance to network with some of the business stalwarts in your community. And finally, putting up money for several of these events could put you in line for an award that could earn you free press coverage, which is like advertising you don’t have to pay for. On top of all that, you get to make a difference for a chairty that is doing good works in your area.

Above all, the selling of your business will work best when you can convince a certain segment of the population they can no longer afford to be without your products. If you can do that–if you can fill that need–your business will succeed with flying colors. Certainly you have a vision for your company and you see why it’s needed, but until you can make others see the same thing, a dream and a vision is all it will ever be. Follow some of these hints to let everyone in on the secret of your business.

W Brumm is the owner of CashDr.net and writes on a variety of subjects. If you are interested in this topic it is recommended you visit: CashDr.net

Looking for a site that has reviewed just about every product and services? Visit: Bettermode.com

What You Need to Know About Accounting

Brought to you by: W Brumm

What You Need to Know About Accounting

One of the greatest mistakes any small business owner can make is going into his business without knowing enough about the art and science of accounting. Unless you have the funds to hire an accountant from the very beginning, you will need to at least know the basics before you get started. Time and again, new businesses have failed not because their products, services, or operations were poorly managed, but because the owner did not know the first thing about proper bookkeeping and accounting. Without these essential skills, you won’t know whether your company is doing well or poorly, what changes need to be made from a financial standpoint, or what to do come tax time. Having a basic groundwork of accounting knowledge is not only helpful, it’s absolutely necessary.

Does this mean you need a degree in accounting before starting your own small business? Perish the thought. Though a degree wouldn’t hurt, it is not necessary in the least. However, without much training in the accounting field, you may find yourself overwhelmed at first by the terminology and language used in the accounting world. With some patience and a willingness to learn, however, it shouldn’t take long for you to adapt yourself to this new field. Take time out each day to read articles from the internet, read books on basic accounting, and familiarize yourself with a good piece of accounting software. All of this will help to inundate you with the common terms used in accounting and put you on the right track to becoming a competent accountant.

Keep in mind that the importance of accounting extends beyond keeping track of the payroll. A good accounting software keeps track of almost every area of your financial records. You’ll need to keep a close eye on what money you owe, what money is owed to you, the trends in sales, the trends in purchasing, the overhead, and a hundred other things you may not have thought of. While it’s certainly easy to just hire someone else to take care of this, you may not have the money to do that in the beginning. Even if you do hire someone, you’ll want to know most–if not everything–they know. Not everyone is as scrupulous or competent as we would like them to be. If you don’t know anything about your accounting programs, you’ll be leaving yourself wide open to be ripped off intentionally, or failed unintentionally. In the end, you’ll have only yourself to blame for failing to learn the basics of accounting.

If you want to take the first steps toward becoming a competent amateur accountant, you’ll want to check your local community college for whatever courses they offer in the field. Don’t stop there, however. Borrow books from the library on the subject and study them when you have the chance. Check online to see if their exist any correspondence courses if you don’t feel you can spare the time to attend classes. Finally, talk to any in the accounting field and see what they think are the most important skills to acquire.

W Brumm is the owner of CashDr.net and writes on a variety of subjects. If you are interested in this topic it is recommended you visit: CashDr.net

Looking for a site that has reviewed just about every product and services? Visit: Bettermode.com

Watch Your Words: Don’t Sink Your Business With The Wrong Name

Brought to you by: W Brumm

Watch Your Words: Don’t Sink Your Business With The Wrong Name

One of the first things many small businessmen do when considering the beginning of a company is to find a name. This process, all too often, relies on cuteness, happenstance, or other irrelevant modes of decision making. Naming your business should not be left to fate or the whims of your favorite uncle. It takes as much procedure and research as any other aspect of your business. Those that fail to realize this often make terrible mistakes when naming their business, putting themselves at a disadvantage right out of the gate. If you want to give your business a name that will last, avoid some of these common mistakes and you’ll be much more likely to succeed.

One of the first and most common mistakes to avoid is letting others make the decision for you, particularly by committee. Nothing creative or good has ever come out of a group situation. Now, obviously that’s not true, but it’s true enough to avoid this pitfall. Perhaps worse than the creative stunt that this type of group analysis will cause, there is sure to be hurt feelings and damaged relationships if you choose to go with one person’s idea over that of another. When naming your company, it’s best to go it alone. You’ll get better results, and no one has to have their feeling hurt in the process. Save the committees for less creative solutions.

One of the worst trends in naming is when a business owner takes two unrelated words and tries to combine them to make a new word. This is overplayed and should be avoided at all costs. There is a rising sentiment against such names, perhaps brought on by the media and their insistence on using the same technique with celebrity couples. Your business deserves better than to blindly follow this nonsensical trend. Come up with a name that is unique and different and doesn’t leave people scratching their heads or rolling their eyes.

The single worst mistake you can make when naming your business is to choose a common word as your name. For one, you are guaranteeing the fact that there are probably at least a hundred other companies across the country with the same name. Secondly, you’ve made your company impossible to find through use of an internet search engine. With so much of today’s business being done on the internet, you can’t afford to intentionally lose yourself in the shuffle. Even if you don’t have a website and won’t be making sales over the internet, it’s still important for people to be able to find your business with a simple search. If your name is too common, that will be next to impossible.

Is a name everything? Not at all. But by following these hints, you can at least come up with a name that doesn’t kill your business before you even get started. Avoid the same mistakes others have made. If you have to, make your own mistakes. Forge new territory in business naming faux pas. But to fail to learn from history is to doom yourself to repeating it.

W Brumm is the owner of CashDr.net and writes on a variety of subjects. If you are interested in this topic it is recommended you visit: CashDr.net

Looking for a site that has reviewed just about every product and services? Visit: Bettermode.com